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                                                       Key2Benefits – State of Alaska CSSD 
 
               You do not have to accept this benefits card.  
              Ask your agency about other ways to receive your benefits.  
  
  Monthly fee  Per purchase         ATM withdrawal                        Cash reload 
                                               
          $0   $0                             $0       in-network         $0 

                                              $1.50* out-of-network 
 
  ATM balance inquiry (in-network or out-of-network)    $0 or $0* 

  Customer Service (Automated or live agent)            $0 per call 

  Inactivity (per month after 365 days of inactivity)   $1.40  

  We charge 4 other types of fees.  Here are some of them: 

  Replacement card                                      $4.95 

  2-day expedited delivery of replacement card          $15.00 

  *This fee can be lower depending on how and where this card is used.   
 
  No overdraft/credit feature. 
  Your funds are eligible for FDIC insurance. 
   
  For general information about prepaid accounts, visit cfpb.gov/prepaid. 
  Find details and conditions for all fees and services in the cardholder agreement.  
 
The State of Alaska CSSD card is issued by KeyBank, N.A.   There is no purchase price charged to enroll in the program nor is there any fee to activate 
the card. 

©2019 KeyCorp. KeyBank is Member FDIC. 190118-528437 
 



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                                                              List of all fees                     for Key2Benefits - State of Alaska        CSSD Benefits 
                                                                                                                                                            Card 
All fees                          Amount            Details 
Get started 
Card Purchase                     $0.00             We do not charge a cardholder fee for initial card purchases on prepaid accounts.  
Monthly usage 
Monthly fee                       $0.00             We do not charge a monthly fee on any prepaid accounts.  
Add money 
                                                    We do not charge a fee for direct deposits on prepaid accounts. These cards cannot be 
Direct deposit                    $0.00 
                                                    loaded by the cardholder or any entity besides the issuing entity.  
                                                    We do not charge a fee for cash reload on prepaid accounts. These cards cannot be 
Cash reload                       $0.00 
                                                    reloaded by the cardholder or any entity besides the issuing entity.  
Spend money 
                                                    If your program allows bill pay, regular bill pay transactions initiated through the cardholder 
                                                    website will be completed within 3 business days for electronic payments and within 
Bill payment (regular delivery)   $0.00 
                                                    approximately 7 days if we have to mail a paper check to pay your bill. We do not charge a 
                                                    fee for regular delivery bill payment on prepaid accounts. 
Bill payment (expedited delivery) $0.00             We do not offer expedited bill payment.   
Get cash 
                                                    “In-network” refers to the KeyBank ATM Network, surcharge-free Allpoint Network ATMs. 
ATM withdrawal (in-network)       $0.00             Locations can be found at key.com/locator or Allpointnetwork.com. We do not charge a fee 
                                                    for in-network ATM withdrawals. 
                                                    This is our fee. You will receive 2 free Out-of-network ATM withdrawals per month. “Out-of-
ATM withdrawal (out-of-network)   $1.50             network” refers to all the ATMs outside of the KeyBank ATM Network. You may also be 
                                                    charged a fee by the ATM operator, even if you do not complete a transaction.                           
Information 
                                                    This is our fee. We do not charge a fee for calling our automated customer service line, 
Customer service (automated)      $0.00 
                                                    including for balance inquiries.  
Customer service (live agent)     $0.00             We do not charge a fee for live agent customer service calls.  
                                                     “In-Network” refers to KeyBank ATM Network. Locations can be found at key.com/locator. 
ATM balance inquiry (in-network)  $0.00 
                                                    We do not charge a fee for in-network balance inquiries.  
                                                     “Out-of-network” refers to all the ATMs outside of the KeyBank ATM Network. We do not 
ATM balance inquiry  
                                  $0.00             charge a fee for out-of-network balance inquiries. You may be charged a fee by the ATM 
(out-of-network) 
                                                    operator. 
Using your card outside the U.S. 
                                                    You will be charged 2% of the U.S. dollar amount of each transaction. KeyBank charges a 
International transaction         2% 
                                                    currency conversion fee on all international transactions. 
                                                    This is our fee per transaction. You may also be charged a fee by the ATM operator, even if 
International ATM withdrawal      $2.75 
                                                    you do not complete a transaction. 
                                                    We do not charge an international ATM balance inquiry fee. You may be charged a fee by 
International ATM balance inquiry $0.00 
                                                    the ATM operator. 
Other 
Inactivity                        $1.40             You will be charged $1.40 each month after you have not completed a transaction using 
                                                    your card for 12 months. This is a charge, per month, after 365 days of inactivity.  
Replacement Card                  $4.95             This is our fee when you request a replacement card. You will receive 1 free replacement 
                                                    card per year.  
2-day Expedited delivery of       $15.00            This our fee when you request 2-day expedited delivery of your replacement card. 
replacement card 
Text Message Alerts               $0.00             We do not charge for text message alerts. 
Email Alerts                      $0.00             We do not charge for email alerts. 
Over the counter withdrawals at 
participating Mastercard member   $0.00             We do not charge for over-the-counter withdrawals at Mastercard member banks. 
bank branches 
Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to KeyBank, an FDIC-insured institution. Once there, your funds 
are insured up to $250,000 by the FDIC in the event KeyBank fails, if specific deposit insurance requirements are met. See 
fdic.gov/deposit/deposits/prepaid.html for details. 
No overdraft/credit feature.  
Contact KeyBank by calling 1-866-295-2955, by mail at KeyBank OH-01-27-0527, ECP Prepaid Cards, 127 Public Square Cleveland, Ohio 44114 or 
visit https://www.key.com/businesses-institutions/solutions/payments/card-services.jsp For general information about prepaid accounts, visit 
cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit 
cfpb.gov/complaint. 
©2019 KeyCorp. KeyBank is Member FDIC. 190118-528437 
 






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