OMB No. 1545-0074
Form  8606                                             Nondeductible IRAs
                                                   Attach to 2023 Form 1040, 1040-SR, or 1040-NR. 
Department of the Treasury                                                                                                             Attachment  2023
Internal Revenue Service          Go to www.irs.gov/Form8606 for instructions and the latest information.                              Sequence No. 48
Name. If married, file a separate form for each spouse required to file 2023 Form 8606. See instructions.                         Your social security number 

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Part I        Nondeductible Contributions to Traditional IRAs and Distributions From Traditional, Traditional SEP, 
              and Traditional SIMPLE IRAs
              Complete this part only if one or more of the following apply.
              • You made nondeductible contributions to a traditional IRA for 2023. 
              • You took distributions from a traditional, traditional SEP, or traditional SIMPLE IRA in 2023 and you made nondeductible 
              contributions to a traditional IRA in 2023 or an earlier year. For this purpose, a distribution does not include a rollover 
              (other than certain qualified disaster distribution repayments from 2023 Form(s) 8915-F), qualified charitable distribution, 
              one-time distribution to fund an HSA, conversion, recharacterization, or return of certain contributions. 
              • You converted part, but not all, of your traditional, traditional SEP, and traditional SIMPLE IRAs to Roth, Roth SEP, or 
              Roth SIMPLE IRAs in 2023 and you made nondeductible contributions to a traditional IRA in 2023 or an earlier year.
1     Enter your nondeductible contributions to traditional IRAs for 2023, including those made for 2023 
      from January 1, 2024, through April 15, 2024. See instructions  .     .  . .                        . .   .  . . . . .      . 1
2     Enter your total basis in traditional IRAs. See instructions . . .    .  . .                        . .   .  . . . . .      . 2
3     Add lines 1 and 2       . . . .  .         . . . . . . . . .   . .    .  . .                        . .   .  . . . . .      . 3
      In 2023, did you take a distribution from              No        Enter the amount from line 3 on line 14. 
      traditional, traditional SEP, or traditional                     Do not complete the rest of Part I.
      SIMPLE IRAs, or make a Roth, Roth SEP, 
      or Roth SIMPLE IRA conversion?                         Yes       Go to line 4.
4     Enter those contributions included on line 1 that were made from January 1, 2024, through April 15, 2024                      4
5     Subtract line 4 from line 3   .  .         . . . . . . . . .   . .    .  . .                        . .   .  . . . . .      . 5
6     Enter the value of all your traditional, traditional SEP, and traditional SIMPLE IRAs as of December 31, 
      2023, plus any outstanding rollovers. Subtract certain repayments of qualified disaster distributions, if
      any, from 2023 Form(s) 8915-F (see instructions)  .    . . .   . .    .  . .                        . .   .  . . . . .      . 6
7     Enter your distributions from traditional, traditional SEP, and traditional SIMPLE IRAs in 2023.                   Do not 
      include rollovers (other than repayments of qualified disaster distributions, if any, from 2023 Form(s) 
      8915-F (see instructions)); qualified charitable distributions; a one-time distribution to fund an HSA; 
      conversions  to  a  Roth,  Roth  SEP,  or  Roth  SIMPLE  IRA;  certain  returned  contributions;  or 
      recharacterizations of traditional IRA contributions (see instructions)  . .                        . .   .  . . . . .      . 7
8     Enter the net amount you converted from traditional, traditional SEP, and traditional SIMPLE IRAs to 
      Roth, Roth SEP, or Roth SIMPLE IRAs in 2023. Also, enter this amount on line 16  .                           . . . . .      . 8
9     Add lines 6, 7, and 8  .    . .  .         . . . . . . . . .   . .    .  . .                        .     9
10    Divide  line  5  by  line  9.  Enter  the  result  as  a  decimal  rounded  to  at  least  3
      places. If the result is 1.000 or more, enter “1.000”  . . .   . .    .  . .                        .     10     × .
11    Multiply  line  8  by  line  10.  This  is  the  nontaxable  portion  of  the  amount  you
      converted to Roth, Roth SEP, or Roth SIMPLE IRAs. Also, enter this amount 
      on line 17 .       .  . . . . .  .         . . . . . . . . .   . .    .  . .                        .     11
12    Multiply line 7 by line 10. This is the nontaxable portion of your distributions
      that you did not convert to a Roth, Roth SEP, or Roth SIMPLE IRA .       . .                        .     12
13    Add lines 11 and 12. This is the nontaxable portion of all your distributions                       . .   .  . . . . .      . 13
14    Subtract line 13 from line 3. This is your total basis in traditional IRAs for 2023 and earlier years                       . 14
15 a  Subtract line 12 from line 7 .   .         . . . . . . . . .   . .    .  . .                        . .   .  . . . . .      . 15a
b     Enter the amount on line 15a attributable to qualified disaster distributions, if any, from 2023 Form(s) 
      8915-F (see instructions). Also, enter this amount on 2023 Form(s) 8915-F, line 18, as applicable (see 
      instructions)  .      . . . . .  .         . . . . . . . . .   . .    .  . .                        . .   .  . . . . .      . 15b
c  Taxable amount. Subtract line 15b from line 15a. If more than zero, also include this amount on 2023 
      Form 1040, 1040-SR,  or1040-NR, line 4b  .         . . . . .   . .    .  . .                        . .   .  . . . . .      . 15c
      Note: You may be subject to an additional 10% tax on the amount on line 15c if you were under age 
      59½ at the time of the distribution. See instructions.
For Privacy Act and Paperwork Reduction Act Notice, see separate instructions.                                    Cat. No. 63966F      Form 8606 (2023) 

Form 8606 (2023)                                                                                                                                                   Page 2 
Part II    2023 Conversions From Traditional, Traditional SEP, or Traditional SIMPLE IRAs to Roth, Roth SEP, or 
           Roth SIMPLE IRAs
           Complete this part if you converted part or all of your traditional, traditional SEP, and traditional SIMPLE IRAs to a Roth, 
           Roth SEP, or Roth SIMPLE IRA in 2023.
16   If you completed Part I, enter the amount from line 8. Otherwise, enter the net amount you converted
     from  traditional,  traditional  SEP,  and  traditional  SIMPLE  IRAs  to  Roth,  Roth  SEP,  or  Roth  SIMPLE 
     IRAs in 2023  . .      .    . . .      . . . . . . . .   .   .      . . . . . . . .    . . . .   . .            16
17   If you completed Part I, enter the amount from line 11. Otherwise, enter your basis in the amount on
     line 16 (see instructions) .    .      . . . . . . . .   .   .      . . . . . . . .    . . . .   . .            17
18   Taxable amount.        Subtract line 17 from line 16. If more than zero, also include this amount on 2023 
     Form 1040, 1040-SR, or 1040-NR, line 4b  .       . . .   .   .      . . . . . . . .    . . . .   . .            18
Part III   Distributions From Roth, Roth SEP, or Roth SIMPLE IRAs
           Complete this part only if you took a distribution from a Roth, Roth SEP, or Roth SIMPLE IRA in 2023. For this purpose, a 
           distribution does not include a rollover (other than a repayment of a qualified disaster distribution from 2023 Form(s) 
           8915-F (see instructions)), qualified charitable distribution, one-time distribution to fund an HSA, recharacterization, or 
           return of certain contributions (see instructions).
19   Enter  your  total  nonqualified  distributions  from  Roth,  Roth  SEP,  and  Roth  SIMPLE  IRAs  in  2023, 
     including any qualified first-time homebuyer distributions, and any qualified disaster distributions from
     2023 Form(s) 8915-F (see instructions) .       . . . .   .   .      . . . . . . . .    . . . .   . .            19
20   Qualified first-time homebuyer expenses (see instructions).    Do not enter more than $10,000 reduced
     by the total of all your prior qualified first-time homebuyer distributions . . . .    . . . .   . .            20
21   Subtract line 20 from line 19. If zero or less, enter -0-  . .      . . . . . . . .    . . . .   . .            21
22   Enter your basis in Roth, Roth SEP, and Roth SIMPLE IRA contributions (see instructions). If line 21 is 
     zero, stop here  .     .    . . .      . . . . . . . .   .   .      . . . . . . . .    . . . .   . .            22
23   Subtract line 22 from line 21. If zero or less, enter -0- and skip lines 24 and 25. If more than zero, you
     may be subject to an additional tax (see instructions)   .   .      . . . . . . . .    . . . .   . .            23
24   Enter  your  basis  in  conversions  from  traditional,  traditional  SEP,  and  traditional  SIMPLE  IRAs  and 
     rollovers from qualified retirement plans to a Roth, Roth SEP, or Roth SIMPLE IRA. See instructions .           24
25 a Subtract line 24 from line 23. If zero or less, enter -0- and skip lines 25b and 25c . . . . .   . .            25a
b    Enter the amount on line 25a attributable to qualified disaster distributions, if any, from 2023 Form(s) 
     8915-F (see instructions). Also, enter this amount on 2023 Form(s) 8915-F, line 19, as applicable (see 
     instructions) . .      .    . . .      . . . . . . . .   .   .      . . . . . . . .    . . . .   . .            25b
c  Taxable amount. Subtract line 25b from line 25a. If more than zero, also include this amount on 2023 
     Form 1040, 1040-SR,  or1040-NR, line 4b .        . . .   .   .      . . . . . . . .    . . . .   . .            25c
Sign Here Only       Under penalties of perjury, I declare that I have examined this form, including accompanying attachments, and to the best of my knowledge and belief, it 
                     is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
if You Are Filing 
This Form by Itself 
and Not With Your 
Tax Return           Your signature                                                               Date
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                                                                                                                        Form 8606 (2023)